Planning Tool · Education Savings

529 College Savings
Plan Analyzer

Estimate how much your 529 plan could grow, project qualified expenses for college and K–12, and explore illustrative state tax deduction estimates based on your inputs. Updated for SECURE 2.0 and the 2025 One Big Beautiful Bill Act.

HOW TO USE THIS TOOL

01

Select your state of residence to see available deductions.

02

Enter your filing status and estimated AGI.

03

Set your planned annual contribution, existing balance, and beneficiary’s age.

04

The tool estimates projected growth, qualified expense headroom, and potential state tax benefit based on general assumptions.

Educational tool only. Results are hypothetical estimates based on your inputs and general assumptions. They are not personalized investment, tax, legal, or Social Security advice and do not create an advisory relationship. Actual results may differ materially. Estimated tax benefits are illustrative and depend on your state, plan, residency, filing status, income, contribution timing, and applicable law. Consult a qualified tax professional before acting.
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